
Christopher L. Manci
Principal
Chris is a former Nationwide® exclusive agent with 24 years in the industry. His father, Joe Manci, was a Nationwide® Insurance Manager for 45 years before him. His wife and four children are his life and inspiration. Chris feels immense pride in helping agents and their families, just like his, maximize their business potential.

Lucas P. Turano
Principal
Following in his father’s footsteps of 42 years, Luke is a second generation former Nationwide® exclusive agent with 20 years in the industry. Building relationships and strengthening communities are his passions in life, but his foundation starts and stops at home with his wife and two daughters.

Karen Buckley
Agency Manager
With more than 25 years of experience in Human Resources and leadership, Karen brings a warm and knowledgeable approach to client relations and customer service at Germain Insurance, an IPA Agency.
Karen combines her understanding of insurance with a genuine desire to help people make thoughtful decisions about protecting what matters most to them. She values honesty and integrity in every interaction, which makes Germain Insurance Agency a natural fit for her skills and values.
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